Dr. ARVIND R. GAJAKOSH, PhD in Management from VTU Belagavi Karnataka is Associate Professor, Department of Management Studies, Central University of Kerala and formerly Head, Department of Business Management, HNB Garhwal Central University Srinagar Uttarakhand. Having more than 13 years of PG teaching experience and 9 years of research experience in the field of management and finance. He has visited countries like Vietnam, Thailand, Malaysia during offshore international conferences. He has presented more than 20 papers in national and international conferences including invited lecture. He has published 14 articles in international peer review, UGC CARE journals and several chapters in edited books. He is the alumni of Christ College Institute of Management Bangalore. He has attended many FDPs like Orientation Program at Kannur University, Refresher Course Program at University of Himachal Pradesh Shimla, Osmania University Hyderabad and University of Allahabad Prayagraj. He is the life time member of Indian Commerce Association and Orissa Commerce Association.